We’ve all been in that situation—a friend in need comes to you with a sob story, and suddenly you’re reaching for your wallet. But before you hand over your hard-earned cash, let’s take a look at why you might want to think twice about that. Yup, depending on the person’s star sign, you might want to keep your wallet in that pocket (or purse).
1. Aries
These fire signs are known for their spontaneity and love of new ventures. The problem? That “foolproof” business idea they’re pitching you today might be completely forgotten by next week when they’ve moved on to their next grand scheme. Aries are optimistic to a fault, always certain that success (and the ability to repay you) is just around the corner. They’re not trying to swindle you, they genuinely believe in whatever project they’re pursuing. But their track record? It’s spotty.
2. Taurus
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Taurus might seem like a safe bet when it comes to lending money. After all, they’re known for their reliability and love of financial security. Here’s the catch: Taureans also have a deep appreciation for life’s luxuries. That money you lend them for “essentials” might end up funding a shopping spree at a high-end home goods store because, in their mind, a 500-thread-count Egyptian cotton sheet set is absolutely essential. Taurus will likely pay you back… eventually. Your $50 loan might be repaid in installments of home-cooked meals and Netflix password sharing. If you’re okay with that kind of repayment plan, go ahead.
3. Gemini
When you lend money to a Gemini, be prepared for a masterclass in creative accounting. They might “repay” you with an introduction to their well-connected cousin or by talking you up to that cute barista you’ve been eyeing. Actual cash? That’s so boringly literal for a Gemini. In their mind, they’re offering something even more valuable than money—social currency. If you do decide to lend to a Gemini, maybe consider it more of an investment in future entertainment.
4. Cancer
Cancer is the sign most likely to make you feel guilty for not lending them money. These emotional water signs can really tug at your heartstrings. They’ll come to you with tales of woe, eyes brimming with tears, and you’ll find yourself reaching for your wallet before you even realize what’s happening. The problem isn’t that Cancers won’t pay you back—they’re actually quite reliable in that regard. The issue is that lending them money can create an emotional entanglement—once you’ve helped them, you’re practically family in their eyes. Expect daily check-ins, home-cooked meals, and invitations to every family gathering from now until eternity.
5. Leo
A Leo has a flair for the dramatic and a love for the finer things in life. That money you lend them for “car repairs”? Don’t be surprised if it goes towards a new designer outfit for a job interview instead. In their mind, looking the part is just as important as having reliable transportation. Leos are generous souls and they fully intend to pay you back… once they’ve made it big. The problem is their definition of “making it big” might involve becoming a viral TikTok sensation or getting discovered by a Hollywood agent while waiting in line at Starbucks.
6. Virgo
You’d think lending money to a Virgo would be a safe bet, given their reputation for being practical and detail-oriented. And you’d be right… sort of. The good news is that Virgos will meticulously track every penny they owe you. The bad news? They might drive you crazy in the process. Expect spreadsheets, payment schedules, and detailed reports on how they’re cutting back on avocado toast to repay you faster. They’ll probably pay you back down to the last cent, but you’ll have to endure their self-flagellation over being in debt in the meantime.
7. Libra
Lending money to a Libra? Hope you’re not in a hurry to get it back. Libras hate confrontation and making decisions, which means they might agree to borrow money even if they’re not sure they can pay it back, just to keep the peace. When it comes time to repay, they’ll be torn between their desire to settle the debt and their need for a new fall wardrobe. The result? A lot of well-intentioned promises and not a lot of actual cash.
8. Scorpio
Think twice before lending money to a Scorpio? More like think thrice, then run a full background check. When a Scorpio asks for a loan, it’s probably for something major—like funding their secret underground bunker or investing in a cryptocurrency that only they seem to know about. The good news is that Scorpios are fiercely loyal and hate being indebted to anyone. The bad news? Their methods of repaying you might be as mysterious as they are. Don’t be surprised if you wake up one day to find the money repaid in full, along with a cryptic note about how they “took care of it.” No further questions will be answered.
9. Sagittarius
These fire signs live for the thrill of new experiences, which means that money you lend them for “rent” might actually fund a spontaneous trip to Bali. They’re not trying to deceive you, they think expanding their horizons is a perfectly valid use of funds. Sagittarians are also notorious for their foot-in-mouth syndrome, so be prepared for brutally honest updates like, “I was going to pay you back this month, but then I found this amazing deal on skydiving lessons!” Their intentions are good, but their follow-through can be lacking.
10. Capricorn
The good news is that Capricorns take their responsibilities seriously and hate being in debt. They’ll probably repay you eventually. The not-so-good news? That timeline might be longer than you expected. Capricorns are long-term planners, which means they might incorporate your loan into their 10-year financial strategy. If you do lend money to a Capricorn, make sure you’re clear about your expected repayment timeline.
11. Aquarius
They march to the beat of their own drum, and that includes their approach to borrowing and repaying money. When an Aquarius asks for a loan, it’s probably for something you’ve never even heard of—like a machine that turns air into water or a start-up that communicates with plants. They fully intend to repay you, but their methods might be unconventional. Don’t be surprised if they offer to repay you in cryptocurrency, homemade kombucha, or IOUs written on recycled paper they made themselves. Aquarians are also prone to getting distracted by the next big idea, which means your loan might slip their brilliant but scattered minds.
12. Pisces
Lending money to a Pisces is like tossing coins into a wishing well—it feels good in the moment, but don’t expect to see those coins again. When a Pisces asks to borrow money, it’s probably for something whimsical like supplies for their mermaid cosplay or a year’s worth of crystals. They have every intention of paying you back, but their grasp on practical matters like budgets and repayment schedules is tenuous at best. Pisces are also incredibly empathetic, which means they might end up lending your money to someone else they feel sorry for, creating a confusing chain of debt. If you do decide to lend money to a Pisces, think of it more as a donation to the arts.